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Gulzat
Gulzat is 38 years old. She and her husband, Namazbekom, are raising three children. In 2004, the couple started a business in the meat trade, using 10,000 soms (KGS) as seed capital. Because she was able to develop her business and find regular customers, Gulzat now has average income of 6,000-7,000 soms (KGS). Thanks to the hard work they put into their business, the couple were able to begin construction on a large house for the family.

In order to further improve and expand her business, Gulzat turned to Bai Tushum and Partners for a loan in the amount of 120,000 som (KGS) to buy thirty head of sheep and goats. With income from the loan, Gulzat plans to complete construction on her house and save money for university tuition for her children.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.
View original language description ↓
Гульзат 38 лет. Совместно с супругом Намазбеком растят троих детей. В 2004 году, супруги начали бизнес в торговле мясом, используя в качестве стартового капитала сумму в 10,000 сом (KGS). Сумев развить свой бизнес и обретя постоянных клиентов, Гульзат имеет среднемесячный доход в сумме 6,000-7,000 сом (KGS). Благодаря упорному труду в бизнесе, супруги смогли начать постройку большого дома для своей семьи.
В целях дальнейшего увеличения и расширения своего бизнеса, Гульзат обратилась в компанию «Бай-Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) для покупки 30 голов овец и коз. Доходы от кредита Гульзат планирует вложить в завершение стройки и накопить деньги на обучение в университете для своих детей.
ЗАО МФК "Бай-Тушум и Партнеры" предоставляет кредиты по линии Кива для социально-уязвимых слоев населения. ЗАО МФК "Бай-Тушум и Партнеры" является одной из лидирующих Микрофинансовых организаций Кыргызстана. "Бай-Тушум и Партнеры" – это надежный финансовый партнер, осуществляющий вклад в развитие экономики Кыргызской Республики путем предоставления доступных микрофинансовых услуг в сельской местности и городах, способствующих созданию рабочих мест и отвечающий интересам своих клиентов и инвесторов.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 88
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,446,625
    Funds lent in using Kiva
  • 44.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,700 helped Gulzat to buy sheep and goats.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 27, 2011
Listed
Aug 1, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012