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Nyamirama Bakyara Twimukye Group
In this Group: Annet, Justine, Judith, Patricia, Melon, Grace, Beatrice, Jadress*
* not pictured
Gone are those days when women were tied to only domestic work which did not have any economic value and were not even allowed in politics. The women’s movements that started in US way way back showed a great change sweeping across the entire world for women’s economic and political rights.

Presently, women have taken a center stage in the business world. In Uganda, women have actively taken important roles in the economic development of the country and the household incomes.

A good example is a 36 year old Annet who manages a retail shop and a bar in Ntungamo. As the saying goes, ‘experience is the best teacher.' Experience has indeed taught Annet all the necessary skills for her business which she has handled for 2 decades.

This hardworking and flexible business lady earns 50,000 Uganda shillings per week as profits from her business. She also practices agriculture as her other source of income and she stressed that she got the working capital to start up a retail shop and a bar from the sale of coffee.

Her dream is to buy land in the near future.

With this kiva loan, Annet plans to buy goods like soap, sugar, beans for resale at her retail shop.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 203
    View loans »
    Uganda Loans Fundraising
  • $31,386,450
    Funds lent in using Kiva
  • 2,600.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Nyamirama Bakyara Twimukye Group's $1,250 loan helped a member to buy goods like soap, sugar and beans for resale at her retail shop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 6, 2011
Aug 4, 2011
Currency Exchange Loss:
May 10, 2012