Edreda is a 36-year-old married woman with three children living in her own permanent house in Fort Portal, Uganda. Her major dream is to educate her children to attain a degree as a minimum qualification. She sells home utensils and fresh foods for a living and has been in business for four years. Her major constraint now is high transportation prices, which in turn affects the demand power of her customers. Edreda needs the loan to buy home products such as flasks and cup to sell.