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Diandra
Jose is an 18 year old young man who lives with his family in the community of Costa Rica, called Mollejones de Platanares, Pérez Zeledón. Mollejones is a community located 150 kilometers to the south of the province of San José, the capital of Costa Rica. It is 850 meters above sea level. There they grow vegetables and coffee and raise beef cattle and pigs. There are also some organic farming projects and hydrophonic vegetables. In addition to farming there are mechanic's workshops a supermarket, small restaurants and a furniture store.

For some time, Jose has worked planting coffee. He says that since he started the project, results have been good. It has had a good reception in the community and the income he is generating has helped him get his family ahead.

At this time, what Jose wants is to ask for a loan of ¢600,000 (six hundred thousand colones) to buy more seedlings, fertilizer and to pay for the labor he needs for his coffee farm.With this, he hopes that his micro-business will grow and generate more income to improve his quality of life.

Jose is a member of the Bancruce Community Bank, one of the 100 member organizations of EDESA in Costa Rica. As a member, he has received a micro-loan which allowed him to grow as a micro-businessman.
View original language description ↓
Jose es un joven de 18 años el cual vive con su familia en una comunidad rural de Costa Rica llamada Mollejones de Platanares, Pérez Zeledón. Mollejones es una comunidad ubicada a 150 kilómetros al sur de la Provincia de San José, la capital de Costa Rica. Se encuentra a 850 metros sobre el nivel del mar. Ahí se cultivan hortalizas, café y además se desarrollan otras actividades como la crianza de ganado de engorde y de cerdos. Existen también algunos proyectos de agricultura orgánica y hortalizas en hidroponía. Además de la agricultura en la comunidad hay talleres mecánicos, un supermercado, pequeños restaurantes (sodas) y una mueblería.

Desde hace algún tiempo Jose se dedica a la siembra de café. Dice que desde que inició el proyecto los resultados han sido buenos, ya que ha tenido una gran aceptación en su comunidad y los ingresos que ha generado lo han ayudado a sacar adelante a su familia.

En estos momentos lo que desea Jose es solicitar un préstamo por ¢600,000 (seiscientos mil colones) para comprar de más almacigo, fertilizante y mano de obra que necesita para su finca de café. Con esto espera que su microempresa crezca y llegue a generar más ingresos para mejorar su condición de vida.
Jose forma parte de la Empresa de Crédito Comunal de Bancruce una de las 100 organizaciones socias de EDESA en Costa Rica. Como socio ha recibido un microcrédito que le han permitido crecer como microempresarios.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $11,100
    Average annual income
  • 44
    View loans »
    Costa Rica Loans Fundraising
  • $4,189,875
    Funds lent in using Kiva
  • 499.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Diandra to buy seedlings and fertilizer and to pay for labor at his coffee farm.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Disbursed:
Aug 3, 2011
Listed
Jul 28, 2011
Currency Exchange Loss:
Possible
Ended:
Nov 24, 2013