For some time, Jose has worked planting coffee. He says that since he started the project, results have been good. It has had a good reception in the community and the income he is generating has helped him get his family ahead.
At this time, what Jose wants is to ask for a loan of ¢600,000 (six hundred thousand colones) to buy more seedlings, fertilizer and to pay for the labor he needs for his coffee farm.With this, he hopes that his micro-business will grow and generate more income to improve his quality of life.
Jose is a member of the Bancruce Community Bank, one of the 100 member organizations of EDESA in Costa Rica. As a member, he has received a micro-loan which allowed him to grow as a micro-businessman.
Desde hace algún tiempo Jose se dedica a la siembra de café. Dice que desde que inició el proyecto los resultados han sido buenos, ya que ha tenido una gran aceptación en su comunidad y los ingresos que ha generado lo han ayudado a sacar adelante a su familia.
En estos momentos lo que desea Jose es solicitar un préstamo por ¢600,000 (seiscientos mil colones) para comprar de más almacigo, fertilizante y mano de obra que necesita para su finca de café. Con esto espera que su microempresa crezca y llegue a generar más ingresos para mejorar su condición de vida.
Jose forma parte de la Empresa de Crédito Comunal de Bancruce una de las 100 organizaciones socias de EDESA en Costa Rica. Como socio ha recibido un microcrédito que le han permitido crecer como microempresarios.
More information about this loan
As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.
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