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Cecilia Margarita
The members of the communal bank "La Union Hace La Fuerza del Pechiche" of the canton of Rocafuerte meet every two weeks. This place is known for the delicious sweets prepared by the locals and they are renowned throughout the entire country.

This is where Cecilia lives. She is 32 years old, married, and from her relationship she has three daughters, aged 13, 11, and 8. The two eldest are in high school and the youngest is in primary school. Her husband is a master builder. She has been with her husband for more than 15 years but they married only 3 months ago.

Our friend sells shoes and Avon brand products (beauty products, cosmetics, perfumes, and ladies' accessories). She travels from door to door three days per week offering her products to her clients, completing the sales on credit with the goal of making more sales. She collects payments every weekend. She has been in business for two years and it has gone very well for her. She also raises poultry in her house on a small coop she had built.

This loan will be used to purchase shoes, perfumes, skin lotions, cosmetics, and poultry feed. This is her third loan cycle with her communal bank and she appreciates it for the easy payments.

Her dream is to have a boutique.
View original language description ↓
En el cantón Rocafuerte se reúnen cada quince días las socias del Banco Comunal La Unión Hace La Fuerza Del Pechiche. Este lugar se lo conoce por sus deliciosos dulces que preparan los lugareños y que son reconocidos en todo el país.

En este lugar vive a la señora Cecilia, tiene 32 años de edad, está casada y de esta relación tienen tres hijas de 13, 11 y 8 años, las dos mayores estudian en colegio y la menor en escuela. Su esposo es maestro constructor. Ella lleva con su esposo más de 15 años pero recién se caso hace 3 meses.

Nuestra amiga se dedica a la venta de zapatos y de productos Avon (productos de belleza, cosméticos, perfumería y accesorios para damas). Ella recorre puerta a puerta tres días a la semana ofreciendo sus productos los mismos que deja a crédito con la finalidad de tener más ventas y luego cobra cada fin de semana. Tiene dos años que se dedica a esta actividad y le va muy bien. También cría pollos en su casa para lo cual ha construido una pequeña granja.

Este crédito es para comprar zapatos, perfumes, cremas, cosméticos y alimento para pollos. Este es el tercer ciclo en el Banco Comunal y le gusta porque los pagos son fáciles de hacer.

Sus sueños son tener una boutique.


About Ecuador

  • $10,200
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Cecilia Margarita to purchase shoes, perfumes, skin lotions, cosmetics, and poultry feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 22, 2011
Listed
Aug 3, 2011
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2012