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Ledis Maria
Ledis, 41, lives with her husband and three school-aged children, 11 through 17 years old, in the Carrizal neighborhood. Here she offers videogame and PlayStation services, mainly to youngsters and adolescents. Her idea for a business occurred to her when one Christmas her son received a videogame and all the local kids would meet up in her house to play.

Initially she bought two television sets and PlayStation games. Her goal is to expand since her daily customer base is increasing. The problem is she doesn't have enough capital and is requeting a credikiva loan to buy two more TV sets and two PlayStations. She and her husband are intent on increasing their income in order to carry out their dream of having their own house, for which they have applied for a subsidy. They also want to give their children a good, specialized education so they will have the opportunity to be successful. Meanwhile, Ledis continues working hard to maintain her business which has a profitability of at least 35% and a liquidity of 2 to 1.
View original language description ↓
Ledys de 41 años de edad vive con su esposo y sus tres hijos, estudiantes, en las edades de 11 a 17 años, en el barrio Carrizal, y allí mismo tiene un negocio mediante el cual ofrece servicios de videojuegos y PlayStation, a clientes en edades juveniles e infantiles principalmente. Su idea emprendedora ocurrió cuando de aguinaldo le dio a su hijo un videojuego y tos los niños con esta adquisición se reunían en casa para jugar sanamente. Inicialmente compraron 2 televisores y juegos play, su meta es crecer, porque cada día la clientela es mayor, pero su insuficiente capital de trabajo no le permite hacerlo, esta es la razón por la cual acude a su credikiva, con el cual comprará 2 televisores más, 2 play Station. Pues está dispuesta en compañia de su esposo a aumentar sus ingresos con tal de cumplir su gran sueño de tener vivienda propia y en la actualidad está en trámites de postulación para lograr el subsidio, así mismo lograr que sus hijos sean exitosos teniendo la oportunidad de ingresar a estudios superiores y especializados. Mientras esto ocurre Ledy continua esmerándose por sostener en su negocio un margen de rentabilidad no inferior a un 35% y una liquidez de 2 a 1.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 441
    View loans »
    Colombia Loans Fundraising
  • $14,624,200
    Funds lent in using Kiva
  • 1,757.6
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Ledis Maria to buy two more television sets and two PlayStations.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 26, 2011
Listed
Aug 5, 2011
Currency Exchange Loss:
Covered
Ended:
Dec 15, 2011