Wesley is a father of one and a farmer in Nyamira, South Rift, Kenya. He has been in farming for five years with his produce of maize, tea, bananas and milk going to the local market.
Wesley has made a loan request of 26,167 KES through Juhudi Kilimo to purchase and insure a dairy cow and believes the additional dairy cow in his farm will enable him to improve his family's living standard. He aspires to own a vehicle and venture into the transport business as well as purchasing more land to expand his dairy farming.
Wesley sees hailstones and competition resulting from farmers' production of one type of crop as the greatest threats to farming in the area. He is glad Juhudi is helping farmers improve their living standards.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.