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Gilma Alicia
Gilma Alicia is thirty years old and lives with her life partner and her children in an urban zone of the country, a short distance from the capital. Her business is a nixtamal [hominy] mill, which is giving her good profits. It is used to grind corn, rice, beans, chocolate, and various flours, among other substances. She also has a tortilla business which helps her to completely cover the needs of her household. She has built up a large customer base, since she always offers the best service in her mill, and she sells the most delicious tortillas in the area at affordable prices. All of this keeps her very busy, but she says that she is compensated by having found a way to provide daily sustenance for her children. Gilma is an enterprising woman who is always ready to work. She thinks that real heroism consists in persevering more than just a moment, and she wants to persevere always. For this reason, she decided to request a loan from INTEGRAL which will allow her to buy corn on a wholesale basis, since she currently buys it retail, resulting in a price which is quite high. In addition, she would like to do some maintenance on her mill: changing the belts, buying new disks, and renewing some parts which have been worn down by use, so that she can maintain her business. Gilma Alicia is confident that in this way she will be able to give her family a better quality of life.
View original language description ↓
Gilma Alicia de treinta años de edad vive con su compañero de vida y sus hijos en zona urbana del país y a poca distancia de la capital. Ella tiene como negocio un molino de nixtamal, el cual le es muy rentable y es usado para moler maiz, arroz, frijoles, chocolate, harinas ,entre otros; también posee una tortillería que le ayuda a terminar de solventar las necesidades del hogar; Se ha hecho de mucha clientela pues siempre ofrece el mejor servicio en su molino y vende las tortillas más ricas del lugar a precios accesibles, resulta muy agitado, pero dice ella compensa el haber encontrado como resolver el sustento diario para sus hijos. Gilma es una mujer emprendedora siempre está dispuesta a trabajar, piensa que el verdadero heroísmo consiste en persistir más de un momento y ella quiere persistir siempre es por eso que se decidió a solicitarle a INTEGRAL un crédito que le permita comprar maíz por mayor, dado que actualmente al comprarlo al detalle resulta bastante alto de precio, además desea darle a mantenimiento al molino, cambiar fajas, comprar nuevos discos, mandar al torno algunas piezas que han sufrido desgaste por el uso, para que así pueda mantener el negocio. Gilma Alicia tiene la confianza que de esta forma logrará darle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 529
    View loans »
    El Salvador Loans Fundraising
  • $23,459,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Gilma Alicia to buy corn and carry out maintenance on her mill.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 21, 2011
Listed
Jul 27, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 20, 2013