This group is called "Las Daliass". It is located in the state of Puebla in Mexico. The group is composed of 9 members. Belen is a member of the group. She is 19, has a secondary school education, and is single. Her business is a shop that she started a year ago, since she had to give up school due to lack of money. Now she is trying to take up her studies again with the help of her business that is growing little by little and has more customers all the time. Her customers prefer her because they always find everything they need at a good price. At the time she requested this loan, she felt enthusiastic because she will be able to restock her shop. She wants this loan to buy canned goods, cleaning items, and soft drinks, since those are what people ask her for the most. She also hopes to have more customers and improve her earnings in order to provide herself and her family with a better quality of life.
Este grupo se llama "Las Daliass" se ubica en el estado de Puebla, en México. El grupo esta conformado por 9 integrantes la señora Belen es integrante del grupo. Tiene 19 años estudio asta la secubndaria y es soltera. Su negocio es una tienda que inicio hace 1 año ya que debido a la falta economica dejo de estudiar, actualmente pretende retomar sus estudios con ayuda de su negocio que poco a poco va creciendo y cada vez tiene mayor numero de clientes. Sus clientes la prefieren porque siempre encuentran todo lo que necesitan y a buen precio. Al momento de solicitar este prestamo se siente entusiasmada ya que surtirá nuevamente su tienda, quiere este prestamo para comprar enlatados, articulos de limpieza y refrescos ya que es lo que más le solicitan. Tambien espera tener mas clientes y mejorar sus ganancias para brindarle una mejor calidad de vida para ella y su familia.
This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.