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The "Patron Santiago de Santiago" communal bank holds its meetings every thirty days in the city of Cusco. Here we meet the member named Hernestina, and she tells us:

"I was born in Cusco city. I am 38 and a single mother of one child. I live in the city in which I was born and this is where I have my main job: selling fruits and vegetables."

Hernestina has a small stall in the Mojospata market where she sells vegetables and fruits. She has had this business for four years and it is going very well for her thanks to the hard work that she puts into her job. At the moment, Hernestina needs this loan for the purchase of more merchandise such as, for example, fruits and vegetables. Her dream is to see her children become professionals.
View original language description ↓
Las reunión del banco comunal “Patrón Santiago De Santiago” son cada treinta en la ciudad de Cusco y conocimos a la socia Hernestina y nos cuenta:

“Nací en la ciudad del Cusco, tengo 38 años edad, soy madre soltera y tengo un hijo y vivo en la misma ciudad donde nací y donde desarrollo mi actividad económico principal que es la venta de verduras y frutas”.

Hernestina tiene un pequeño puesto de venta en el mercado de Mojospata donde vende verduras y frutas. Ya son cuatro que se dedica a este negocio y le va muy bien gracias al empeño que pone en su trabajo. En esta oportunidad Hernestina requiere el préstamo para comprar mercadería como por ejemplo frutas y verduras. Su sueño de la socia es ver profesionales a sus hijos.

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Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 178
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Hernestina to purchase merchandise such as, for example, fruits and vegetables.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 26, 2011
Aug 2, 2011
Currency Exchange Loss:
Dec 15, 2011