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Marlis
Marlis, 41, is a very enterprising woman living with her spouse and three children whose ages range from 11 to 20. At the age of 25 she started an apprenticeship learning dressmaking skills taking courses at non-profit social service agencies and at SENA, the National Learning Service, organizations that she owes all her technical training to. All of this was motivated by her need to support her oldest daughter (the only one at the moment) and to start an activity that would generate income.

This is how she started the business. She did it offering dressmaking services and her market strategy was either one on one or made to order for each customer; this was her main market. Currently, her business has grown and she wants to improve its infrastructure as well as improving the quality with machines that make her job easier. This is why she’s calling on her Kiva loan to buy an overlock with chain stitch machine as well as fabric and needles that she needs to have in stock to develop her creativity and new dress designs to manufacture.

Her greatest dream is that her children manage to become professionals and that her business’s growth becomes the strategy for its attainment. While this occurs, she works hard at her sewing machine every day. Her inventory turns over every 13 days and her accounts receivable in 9 days. Her working capital does not quite suffice to reach her dreams and this is why she plans to make it grow and the reason behind her loan request to Fundación Mario Santo Domingo.
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Marlis es una mujer de 41 años, muy emprendedora que vive con su cónyuge y sus tres hijos en las edades de 11 a 20 años; a sus 25 años empezó un proceso de aprendizaje en el arte de la confección de ropa, haciendo cursos en una caja de compensación y en el Servicio Nacional de Aprendizaje “Sena” , organizaciones a quien le debe su conocimiento técnico del oficio. Todo esto fue impulsado porque debía lograr el sostenimiento de su hija mayor, (única en ese momento), y emprender una actividad que le generara ingresos. Así fue que cuando emprendió su negocio lo hizo ofreciendo servicios de confección de ropa, con la estrategia de mercado, uno a uno o sobre las medidas particulares de cada cliente y este fue su principal mercado. En la actualidad su negocio ha crecido y desea mejorar su infraestructura, así como agregarle calidad al proceso con maquinarias que le faciliten su tarea. Esta es la razón por la cual acude a su credikiva con el cual comprará una maquina “sobre hilo-puntada de seguridad”, además de telas y agujas, que necesita para tener un stock y desarrollar su creatividad con nuevos diseños de confección. Su mayor sueño es que sus hijos logren ser profesionales y que el crecimiento de su negocio, sea parte de su estrategia para lograrlo. Mientras esto ocurre, se esfuerza trabajando en su máquina día a día y manejando una rotación de inventarios de 13 días, de sus cuentas por cobrar de 9 días y un capital de trabajo que no responde al cumplimiento de sus sueños, por esto planea hacerlo crecer y esta es la razón por la cual acude a su financiación con la Fundación Mario Santo Domingo..

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 531
    View loans »
    Colombia Loans Fundraising
  • $14,930,575
    Funds lent in using Kiva
  • 1,762.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Marlis to buy an overlock with chain stitch sewing machine as well as fabric and needles.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 25, 2011
Listed
Aug 2, 2011
Currency Exchange Loss:
Covered
Ended:
Oct 18, 2012