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Serapie is 42 years old. She is married with four children and takes care of four relatives. She earns a living by selling products such as bananas and sweet potatoes. This is her thirteenth successful year in business. Her business is well-organized and she operates her business from 7 am until 6 pm every day. She currently employs 2 people to help her.

Serapie has requested a Kiva loan via Vision Finance Company to expand her business by buying more bananas and sweet potatoes for sale. By adding more products and workers, she hopes to earn more profit. With this profit, she will save for her family, reinvest in her business and she will be able to buy her own house.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 25
    View loans »
    Rwanda Loans Fundraising
  • $13,391,375
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD