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Joyce
Joyce has been farming for the past 7 years producing pineapple, tea and milk in her hometown of Litein, South Rift Kenya.

Joyce has requested a loan of 60,000 KES from Juhudi Kilimo to purchase a dairy cow. She says she hopes the dairy cow will improve her income and enable her to construct a modern dairy unit as well as educating and feeding her children. She also wants to buy more land to grow nappier grass for her dairy cows.

Joyce says the challenge in dairy farming remains cattle feed which is very scarce and expensive.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 611
    View loans »
    Kenya Loans Fundraising
  • $39,970,625
    Funds lent in using Kiva
  • 90.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Joyce to purchase and insure a dairy cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 11, 2011
Listed
Aug 2, 2011
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2012