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Joyce is 54 years old, a widow with three adult children aged twenty-nine, twenty-six and twenty-three years old. She has been tea farming as her primary business and dairy keeping as her secondary business for the past three years with a monthly income of KES 12,000 which she uses to support her family.

She is applying for her third loan from KADET after repaying the previous loans successfully. She will use the loan to buy a dairy cow and fertilizer for her farm.

With the anticipated profit from the two businesses she will establish a greenhouse project. Her hope is to venture into greenhouse farming which will help her improve the living standard of her grandchildren.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 612
    View loans »
    Kenya Loans Fundraising
  • $44,775,100
    Funds lent in using Kiva
  • 90.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Joyce to buy a dairy cow and fertilizer for her farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 30, 2011
Jul 28, 2011
Currency Exchange Loss:
Jul 16, 2012