Titus is a farmer and a businessman in Eldoret, North Rift, Kenya. His business involves selling vegetables at the local market. He has also been a farmer for the last 10 years, producing milk, potatoes, cabbage and maize.
Titus has made a loan request with Kiva partner Juhudi Kilimo amounting to 31,200 Kenyan shillings to purchase and insure a dairy cow. He sees inaccessibility to reliable artificial insemination services as a challenge to farmers such as himself.
Titus says he hopes to improve his business and rear pedigree cows with the hopes of increasing his income to uplift the living standards of his family
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.