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Ghazala's Group
In this Group: Ghazala, Shazia, Bilquis, Nargis
Ghazala is married and her husband operates a grocery store in the market. He has recently started this business three months ago and needs a loan to put stock in his store such as spices, sugar, rice and cooking oil. Therefore, Ghazala has applied for a loan from Kiva partner Asasah for this purpose.

She operates a plastic bottle making business. She receives orders from different factories and fulfills their orders on time to earn profits. She is very supportive and started her business in order to share the financial burden with her husband. She is the mother of four children. Only her eldest son is able to attend school. The others remain at home.

She is hopeful that with the extensive grocery stock, her husband will be able to increase his clientele base and his income as well.

Note: In the photo, the lady raising her hand is Ghazala.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 310
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 86.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ghazala's Group's $650 loan helped a member to buy groceries to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 26, 2011
Jul 28, 2011
Currency Exchange Loss:
Jul 15, 2012