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Ararat lives together with his wife and son, who has recently returned from the army.

Ararat keeps livestock and cultivates land. He would like to plant trees, but he doesn't have a water-supply system to water the orchard.

With the requested loan, Ararat plans to purchase a water pump and pipes. After developing the orchard, Ararat will not only sell fresh fruits, but he will also dry fruits and make jams to sell and increase his income.

Additional income will help Ararat to insure a brighter future for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,400
    Average annual income
  • 87
    View loans »
    Armenia Loans Fundraising
  • $12,645,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Ararat to pay for a water pump and pipes.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 1, 2011
Sep 1, 2011
Currency Exchange Loss:
May 17, 2013