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Edferina's Group
In this Group: Edferina , Musarat Zareen, Alveena, Sanobar, Rani, Shamim Bibi
Edferina is 49 years old, married and has a daughter who is studying in class 5th. Edferina has studied until intermediate. She operates a tuition center at her home and teaches different subjects to her students. She is also a very good housewife.She performs her household duties very actively and takes care of her child very well. Her husband works in a government sector for a low income.

Edferina has applied for a loan from Kiva partner Asasah for the betterment of her tuition center. With the loan, she will buy furniture and books to provide better learning facilities to her students.

She has been operating her tuition center for the past four years and hopes that after the loan, she will be able to provide better facilities to her students and increase her profits.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 276
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 86.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Edferina's Group's $1,400 loan helped a member to buy furniture and books.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 25, 2011
Jul 27, 2011
Currency Exchange Loss:
Jul 15, 2012