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Lucia Morena
Lucia is 50 years old and lives by herself in a rural area of the country. She makes a living raising livestock and selling dairy products such as milk, cheese, cream and other items using the milk from her cows. Lucia is an exemplary woman who will not give in and wants to make the most out of life. Every day she gets up very early to have her rich milk ready to offer to her customers, who come by often because of the clean conditions and good prices she offers. She is a very positive woman who loves raising her animals and does not want to give it up since it's her primary source of income, and she calls it her favorite pastime. She plans to use this loan from Kiva partner Apoyo Integral to purchase a new milk cow that can produce at least 20 bottles a day since she currently doesn't have enough to satisfy all her customers' demands. With the cow, she hopes to be able to cover her increased demand and improve her income to give her hope for a better life.
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Lucia Morena de 50 años de edad, reside sola en su casa en zona rural del país. Ella se dedica a la crianza de ganado y a la comercialización de lácteos como: leche, queso, crema, etc. que extrae de dichos animales. Lucia es una mujer ejemplar que no se da por vencida, le echa ganas a la vida. Cada día se levanta muy temprano para tener lista la rica leche y poder ofrecerla a sus clientes que con mucha frecuencia la buscan ya que la ofrece higienica y con buenos precios. Es una mujer muy posítiva le encanta la crianza de animales y no quiere dejar de hacerlo ya que es su principal fuente de ingresos, ella lo toma como su pasatiempo favorito. Ha decidido hacer este crédito a INTEGRAL para comprar una nueva vaca lechera que por lo menos dé diario unas veinte botellas, ya que se ha quedado con pocas y no le dan abasto para satisfacer la demanda de lácteos por parte de sus clientes. Con esto espera cubrir una mayor demanda y mejorar sus ingresos que le permitan aspirar a una mejor vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 746
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Lucia Morena to purchase a cow.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 16, 2011
Jul 26, 2011
Currency Exchange Loss:
Apr 15, 2012