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Nelly Margoth
Nelly Margoth is 22 years old. She and single and lives with her parents in Ventanas Canton, de los Ríos Province.

The members of the communal bank Nueva Inspiracion (New Inspiration) are located in the Anchoveta Precinct of Pueblo Viejo Canton. This communal bank is dedicated to short cycle agricultural projects, like growing corn and rice.

Nelly makes her living in agriculture, growing corn and rice. She purchases her products from Agripac and sells them in the Carlos Castillo Stores.

Nelly is requesting the loan to purchase corn seed. The loan would help her financially to meet her needs and to improve her agricultural activities. She faces challenges such as plant diseases like "cinta roja" (an emerging disease known as "red stripe") in the corn. Nelly's dream is to purchase a plot of land.

Nelly likes housework.
View original language description ↓
Nelly Margoth tiene 22 años de edad, es soltera, vive con sus padres, en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la V.R.C NUEVA INSPIRACION, se encuentra ubicada en el Recinto Anchoveta, perteneciente al Cantón Pueblo Viejo, esta ventanilla se dedica a labores agrícolas de ciclo corto como siembra de maíz y arroz.

Nelly se dedica a la agricultura, a la siembra de maíz y arroz. Compra sus productos en Agripac y los vende en el Comercial Carlos Castillo.

Solicita el crédito para comprar semilla de maíz. Con el apoyo del crédito le ayudaría económicamente a suplir sus necesidades y a mejorar sus actividades agrícolas. Enfrenta desafíos como enfermedades en los cultivos como cinta roja en el maíz. Su sueño es comprarse un terreno.

Le gusta realizar actividades domésticas.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 86
    View loans »
    Ecuador Loans Fundraising
  • $25,026,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Nelly Margoth to purchase corn and rice seed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 11, 2011
Aug 1, 2011
Currency Exchange Loss:
Feb 15, 2012