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Angel Alberto
Ángel Alberto is 51 years old, married, and lives with his wife and children (who are 33, 31, 27, 25, 22, 19, 16, 14 and 12 years old) in the canton of Ventanas in Provincia de los Ríos.

The members of the V.R.C NUEVA INSPIRACION, can be found in the Anchoveta Precinct, that belongs to the canton of Pueblo Viejo. This communal Bank works in short-season farming with crops such as corn and rice.

Ángel works in farming to grow corn and rice. He buys his products in Comercial Fertiza and then sells them in the wholesale market for Ventanas and Carlos Castillo.

Ángel is requesting a loan to grow corn and rice, and buy fertilizers and inputs for his crops. The loan would help meet his financial needs. He faces challenges such as diseases in crops such as red ear rot (corn) and burning. His dream is to buy a farm and increase income.

He likes working in the field.
View original language description ↓
Ángel Alberto tiene 51 años, Es casado vive con la esposa y con los hijos de 33, 31, 27, 25, 22, 19, 16, 14 y 12 años, en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la V.R.C NUEVA INSPIRACION, se encuentra ubicada en el Recinto Anchoveta, perteneciente al Cantón Pueblo Viejo, esta ventanilla se dedica a labores agrícolas de ciclo corto como siembra de maíz y arroz.

Ángel se dedica a la agricultura a la siembra de maíz y arroz. Compra sus productos en Comercial Fertiza y los vende en el mercado mayorista de Ventanas y en Carlos Castillo.

Solicita el crédito para sembrar maíz y arroz, compra de abonos e insumos para los cultivos. Con el apoyo del crédito le ayudaría económicamente a suplir sus necesidades. Enfrenta desafíos como enfermedades en los cultivos como cinta roja en el maíz y la quemazón. Su sueño es comprar una finca y aumentar los ingresos.

Le gusta trabajar en el campo.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 59
    View loans »
    Ecuador Loans Fundraising
  • $23,522,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Angel Alberto to purchase fertilizers and inputs for crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 11, 2011
Listed
Aug 1, 2011
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2012