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This is a shopkeeper, 54 years old, who is married and the mother of three children to support. They range from 18 to 30 years of age. She opened a restaurant in 1983 for having seen the difficulties her family has had.  The purpose of her business is to meet the needs of her family and to cover the cost of her children’s schooling. Her restaurant is located in her home. It is very famous. Most of her customers are taxi drivers and bus drivers who come early in the morning or at noon to eat. Her average sales range from 20,000 to 55,000 francs a day.

With this loan she is going to receive, she will purchase 2 boxes of salted fish, a 50-kg sack of rice, 2 boxes of ocean fish, some condiments, 25 liters of peanut oil, and a 25-kg sack of beans.  Her strategy is to get up early to satisfy her customer base and to keep her restaurant very clean. Her ambition is to build a large modern and well-equipped restaurant, to buy plastic chairs, to buy sets of plates, bowls, and glasses, and some table cloths.  
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Commercante de 54 ans, mariee et mere de 3 enfants a sa charge, dont l'age varie entre 18 et 30 ans.Ayant vu les difficultes de sa famille, pour subvenir au besoin de sa famille et prendre en charge la scolarite de ses enfants, elle ouvre un restaurant en 1983.

Son restaurant est chez elle a domicile, tres celebre et la majorite de ses clients sont les taximans et chauffeurs de bus qui viennent de bon matin ou a midi manger.Elle vend en moyenne 20.000 a 55.000frs par jour.
Avec le pret qu'elle va recevoir, elle va acheter 2 de cartons de poisson sale,1 sac de riz de 50kg,2 cartons de poissons de mer, condiments , 25l d'huile d'arachide,sac de 25kg d'haricot.
Sa strategie est de se lever tres tot pour satisfaire les besoins de ses clients et de garder son restaurant tres propre.
Son ambition est de construire un grand restaurant moderne et bien equipe, acheter des chaises en plastiques et des series des assiettes, des bols,des verres et des nappes de tables.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 453.3
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Josephine to buy a box of salted fish, a sack of rice, 25 liters of peanut oil, 25 kg of beans, and some fresh staples.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 13, 2011
Aug 9, 2011
Currency Exchange Loss:
Dec 17, 2011