Joyce is 42 years old, married and has four children between twenty and eight years of age. She describes herself as independent, reliable and visionary.
Joyce operates a shop where she sells spare parts for cars at a local market in Kitengela. She has been in this business for thirteen years now and hires six employees. She says while the business is profitable, she does face the challenge of financial constraint.
Joyce plans to use this loan to purchase tires to grow her business and meet the demands of her customers. She hopes to continue growing her business and build a house for her family.