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Poul is married and has two children, seven and one years old. She works in a garment factory, while her husband is a security guard. Together their income is $5 a day. Every month she must spend $50 on food, $15 on rent, $15 on transportation, and $20 on other expenses.

Poul is requesting a loan of $800 to buy a motorbike for her husband to run a motor taxi service and so earn more money when he is off from work. When he can save enough money, Poul’s husband wants to buy a tok tok (a motorbike with a cart attached) because a motor taxi service makes less money than a tok tok business.

Poul plans to send her children to school so they will at least finish high school.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 306
    View loans »
    Cambodia Loans Fundraising
  • $37,569,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Poul to buy a motorbike for her husband.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 12, 2011
Aug 2, 2011
Currency Exchange Loss:
Apr 15, 2012