John is 20 years old, single and does not have any children yet. He operates a retail business where he sells various items including shoes, wallets, handbags, padlocks, handkerchiefs and other items at a local market in Kakamega. He has been in this business for two years now. He says the business is profitable and the only major challenge he has is financial constraints.
John plans to use this loan to purchase handbags, wallets and shoes to expand his business. In the future, he hopes to grow his business to wholesale scale. He also has hopes to open other branches in town. He describes himself as a visionary man.