Selviyanti runs a kiosk business in order to cover her family's needs. She runs her business with passion and even operates it in two places. From 7am to 1pm, Selviyanti operates her business at a school canteen, located about 3 km from her residence, selling snacks, cakes and beverages. In the afternoon, Selviyanti runs her kiosk, which is located in front of her parent’s house. Sometimes her husband assists her in operating this business.
Selviyanti dreams of expanding her kiosk business but she needs additional capital. She used to be in the TLM lending program for several cycles and has a good repayment record. She is now requesting a loan of 5,000,000 IDR to purchase more stock, such as snacks, beverages, bread, cake and biscuits, as demanded by the students, as well as petrol and kerosene to sell at her kiosk. She hopes TLM will approve her loan application.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
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Success!! The loan was 100% repaid