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Bismillah's Group
In this Group: Bismillah , Manzooran, Bashran, Allah Rakhi, Kalsoom
Bismillah is 44 years of age, married and has four children. Her husband is involved in the milk selling business. For this reason, he has kept some buffalos. Two of her children work in a factory and the other two are studying. She is a housewife and does her household responsibilities by staying at home. In her spare time, she offers full support to her husband by milking the buffalo and taking care of them.

She has applied for a loan from Kiva partner Asasah for the further expansion of her husband’s business. With the loan, he will buy another buffalo that will allow him to get more milk and increase his sales and profits. He is very experienced in his business and has been doing it for the past 12 years. Bismillah hopes that after the loan investment, her husband’s business will not only grow but it will also allow him to buy an asset for his business. She is a new loan applicant and very confident about the better financial future of her family.

Note: In the photo, the lady raising her hand is Bismillah.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 415
    View loans »
    Pakistan Loans Fundraising
  • $15,138,750
    Funds lent in using Kiva
  • 86.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Bismillah's Group's $875 loan helped a member to buy another buffalo.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 19, 2011
Jul 26, 2011
Currency Exchange Loss:
Jul 15, 2012