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Khaliss
This borrower is a married woman who is the mother of three boys and three girls. Her main work involves fish trading; she buys fish in bulk from boatmen who have just landed, and then she sells the fish retail to consumers on the docks. This business was handed down to her from her father whom she accompanied at a very young age at the port. After fifteen years, she was able to acquire a fishing canoe by saving her modest profits. The canoe was bringing in substantial income. Unfortunately, it was destroyed by a storm at sea; and so, this woman can now count on only selling fish to support herself and her family members.

She obtained two IMCEC loans of 200,000 francs CFA each, and she has repaid them completely and on time. She is now requesting a third loan of 500,000 francs to increase her working capital. With this loan, she intends to buy 3 cases of thiof (a species of grouper), 2 cases of mérou (another type of grouper), and a case of ras cass. Her ambition is to buy a new fishing canoe in the near future and to build a house later on in order to house her family.
View original language description ↓
L’emprunteuse est une femme mariée, mère de trois garçons et trois filles. Sa principale activité est le mareyage ; elle achète du poisson en gros aux piroguiers qui viennent de débarquer pour le revendre en détails sur le quai de pèche aux consommateurs. Elle a hérité cette activité de son père qu’elle accompagnait toute jeune au port. Après 15 ans, elle a pu acquérir en épargnant sur ses modestes bénéfices, une pirogue de pêche qui lui rapportait d’importants revenus. Cette dernière a malheureusement été détruite par une tempête en pleine mer ; ce qui fait que la femme ne compte plus que sur la vente de poisson pour subvenir à ses besoins et à ceux de sa famille. Elle a obtenu deux financements de l’IMCEC de 200 000F chacun, remboursés entièrement sans retards. Elle sollicite actuellement un troisième crédit de 500 000FCFA pour augmenter son fonds de roulement. Avec ce prêt, elle compte acheter 03 caisses de « thiof », 02 caisses de mérou et 01 caisse de « ras cass ». Son ambition est d’acheter une nouvelle pirogue dans un futur proche et de construire plus tard une maison pour loger la famille.

Additional Information

About UIMCEC

This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 48
    View loans »
    Senegal Loans Fundraising
  • $13,535,825
    Funds lent in using Kiva
  • 456.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Khaliss to buy cases of different types of fish.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 11, 2011
Listed
Jul 25, 2011
Currency Exchange Loss:
Covered
Ended:
Jun 15, 2012