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This is 34-year-old Osman. He is married and has 2 children ages 8 and 14 years. In 2000, Osman established his plastic foot wear business. He began his business because he never went to school, but his father was a trader who was peddling with him. He took over the business when he lost both parents.

Working 6 days a week and 10 hours a day, he earns about 800,000 SLL every month from this business. He would like a loan in the amount of 4,500,000 SLL. Osman has already received and successfully repaid one loan and now requires a new loan in order to buy 20 packets of children's plastic shoes for 150,000 SLL, 25 packets of adult's plastic shoes for 160,000 SLL, 10 packets of infant shoes for 100,000 SLL and 10 dozen plastic buckets and bowls for 100,000 SLL.

He hopes that this loan will enable him to increase his monthly profits by approximately 200,000 SLL. In the future, Osman plans to open a shop for his wife, buy a motorcycle for commercial use for more profit and build a house on his present land. His challenges are inflation in prices and the rainy season now. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,294.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Osman to pay for plastic slippers for adults and children, plastic buckets and bowls.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 6, 2011
Aug 2, 2011
Currency Exchange Loss:
Mar 16, 2012