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Jonathan has a mixed farm in his eastern Kenyan hometown that produces maize, beans and millet. In the farming business for 30 years now and employing two farmhands, he earns additional income from his wood workshop and the carpentry services that he provides to the local market. He is 51 years old, married, and has two children aged 12 and 21.

With this loan of 42,000 Kenyan shillings, Jonathan intends to purchase and insure a dairy cow. He says that this loan will enable him to acquire a quality dairy cow that will produce enough milk for domestic consumption and sale.

His biggest challenges have been an inadequate supply of water and diseases which affect his production. Jonathan plans to expand his dairy farm in the future by acquiring at least five dairy cows and constructing a better zero-grazing unit.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 685
    View loans »
    Kenya Loans Fundraising
  • $44,780,750
    Funds lent in using Kiva
  • 89.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Jonathan to purchase and insure a dairy cow.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Jul 21, 2011
Aug 2, 2011
Currency Exchange Loss:
Nov 17, 2012