In Cambodia, there are many kind of jobs. Mrs. Phann has been running a business as a roast-beef seller near a market for many years. Whereas her husband, he operates a motorbike driver in Siem Reap Province of Cambodia. Furthermore, both of them can earn about $9 per day and so far they have six kids. To help the family live in comfortable situation, two of the six kids are working in the garment factory workers, and they could get extra salary per month. Mrs. Phann wanted to create a new business to purchase a charcoal oven for making bread but she does not have enough money to buy it .therefore, she wishes to borrow from Kiva loan in the amount of $500.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.