Ham has been riding a motorbike in Siem Reap for a long time now. With his smile, it makes it easy for him to find more clients every day. He could earn about $3 per day. His wife is a fish seller in a market near her house. From day to day, his wife could also earn about $3 profit per day. They have responsibility for their six children. With the aim of improving his business, Ham would like to borrow some funds to support his family better than before. He would like to borrow about $500 to purchase a new motorbike.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.