Mrs. Ou and her husband are local rice cultivators in Baray district. Beside of farming business, Mrs. Ou also sells fresh fish which she gets from her husband's work as a fisherman. Together, she and her husband earn about $7.50 per day.
As the rainy season is coming, she would like to prepare to plant her rice crop but lacks money for seeds and fertilizer. She would like to request a loan to buy two sacks of fertilizer and seed for planting. She hopes that by planting and fertilizing her crop with finance from a Kiva loan, she will be able to increase her farming output over last year. She will use her income to support her two children who are enrolled in the local school.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.