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Raeda is a 28-year-old housewife. She is married to Emad, a soldier in the military and has a son and a daughter. Raeda is known for her quiet character that is reflected in the business she started, arranging artificial flowers. It has been two years now since she started her business at home. When her husband is not on duty, he helps her to deliver a good quality of service to their customers. During these two years, Raeda has find that importing the materials she is using from outside Jordan is much cheaper for her. So she has applied for a loan to be able to import new material that could add a new flavor to the works of art she makes.

And because Raeda is a conservative person, she requested that her husband appear in the picture instead of her.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 25
    View loans »
    Jordan Loans Fundraising
  • $8,222,050
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Raeda to import new flower-arranging materials.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jul 20, 2011
Aug 1, 2011
Currency Exchange Loss:
Jul 15, 2012