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Ikhlas is a 50-year-old woman who started a small retail business at home 11 years ago to help her retired husband support their family of nine sons and daughters. Ikhlas’ business is based on selling different products such as cosmetic materials, cleaning products, and even clothes. From the profit she earned besides her husband retirement salary, they were able to raise their children properly and send them to school. And because of her good reputation in the neighborhood, she was able to keep on going for the last 11 years of business, Now Ikhlas wants to expand her business and open a small retail store that would be more accessible to others.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 39
    View loans »
    Jordan Loans Fundraising
  • $8,248,500
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,400 helped Ikhlas to open a small retail store.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jul 19, 2011
Aug 1, 2011
Currency Exchange Loss:
Mar 15, 2013