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Sullay, aged 34, is married, and has two children aged one and four. In 2007, Sullay established his motor spare parts business which includes tyres, brake pads, fan belts, batteries, windscreens, inner tubes, motor oil, etc. He began doing business when he was a small boy for his mother. When he became mature, he started his own business.

Sullay has a special interest in business because the income he gets from this business is used to provide his family's livelihood. It is from his business proceeds that he has bought a car and two pieces of land. Working six days a week and 10 hours a day, he earns about SLL 1,000,000 every month from this business.

He would like a loan of SLL 3,000,000. Sullay requires a loan in order to buy 10 lift pumps, 50 oil filters, 50 universal joints and 10 brake kits. He hopes that this loan will enable him to increase his monthly profits by approximately SLL 300,000.

In the future, Sullay plans to construct a house on his land from the proceeds of the business. By adding to his present capital, he will be able to maximize profits and send his first child to a nursery school in this coming academic year. Increase in the cost of stock is affecting his business and competition is also high but he offers quality products so he gains more customers.

Sullay serves all the vehicle owners and drivers of this community. He travels twice per month to Guinea to purchase reasonable and quality goods. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 51
    View loans »
    Sierra Leone Loans Fundraising
  • $9,344,750
    Funds lent in using Kiva
  • 4,368.5
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Sullay to pay for motor spare parts including lift pumps, oil filters, universal joints and brake kits.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 6, 2011
Jul 26, 2011
Currency Exchange Loss:
Apr 15, 2012