Balvina is a single mother. She’s an enterprising, hard working and honest woman. Her children are still going to elementary school but her plan for the future is that they become professionals. She has had her own business selling tortillas for some time now. She started it with funds of her own. Her short term plan is to increase sales to generate profits.
She requires the loan to buy raw materials like: corn, firewood, lime powder and charcoal among other things to make tortillas. She is grateful to the financial organization for the great support of her business’ development and to the improvement of her family’s standard of living.
Balvina madre soltera, mujer emprendedora, trabajadora y honesta, todavía sus hijos está cursando la primaria, los planes a futuro que sus hijos sean profesionales. Tiene su propio negocio en el cual ella vende tortilla desde hace un tiempo. Inicio su negocio con fondos propios. A planes de corto plazo es aumentar sus ventas para generar ganancias.
Requiriendo el préstamo para invertirlo en la compra de materia prima como: maíz, leña, cal para nezquizar, carbón entre otros productos. Para la elaboración de tortillas.
Agradece a la financiera por el gran apoyo al desarrollo de su negocio y el mejoramiento al nivel de vida de su familia.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.