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Claudia Isabel
Claudia has her own business, a pulperia [small grocery store] and she has also been selling Avon cosmetics for five years. She started with very little and with her own money. Her husband works as a service technician at a gas station.

Claudia is the mother of two children. Her goal is to be able to give her little ones all the best, which is why she aims to increase her capital, to sell more products, and to add new clothing to capture new customers.

This is her second loan cycle with AFODENIC. Thanks to her last loan, she was able to buy more products. She will use this new loan to buy clothing for children, undergarments for women and men, hair products, "masaya"-style sandals, a variety of cosmetics, lipstick, shampoo, deodorant, lip gloss, perfumes, Coca Cola products, juices, dairy products, and basic grains. She hopes to obtain higher sales so that it will become easier to sell her new products because she will already have customers.
View original language description ↓
Claudia tiene su propio negocio, una pulperia y venta de cosmeticos de Avon, con cinco años en las ventas. iniciando con poco y con dinero propio. Su esposo labora como tecnico de servicio en una gasolinera.
Claudia es madre de dos hijos, pues su vision es poder dar lo mejor a sus pequeños,es por tal razon su objetivo es aumentar de capital, para vender mas productos, e introducir ropa nueva para la captacion de clientes nuevos.
Este es su segundo ciclo en Afodenic,que gracias al financiamiento logro comprar mas productos. Y con este nuevo prestamo sera para la compra de ropa de niños, ropa interior de dama y varon, productos para el cabello, sandalias estilo masaya, una variedad de cosmeticos en vanidad, pintura de labio,shampoo, desoorante, brillo de labios,perfumes, compra de productos coca cola, jugos, productos lacteos y granos basicos.
Lo que espera obtener ventas altas ya que, se le hara mas facil, vender sus productos nuevo por contar ya con clientela.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 22.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Claudia Isabel to buy basic grains with 40% of her loan and new clothing and cosmetics with the rest.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 22, 2011
Aug 1, 2011
Currency Exchange Loss:
Jan 19, 2013