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Elizabeth Del Carmen
Elizabeth del Carmen is a 47-year-old woman who lives in a community called San Francisco de la Palmera located in San Carlos, Alajuela Province. This is a rural community with much potential for development because through agricultural activities it’s managed to develop associated activities and services in the community like raising livestock and opportunities for small business and micro businesses, among others.

Elizabeth would like to continue her nursing courses but needs some type of help because she does not have enough economic resources to continue. She is asking for a micro loan of ¢594,000 (five-hundred ninety-four thousand colones) to continue her university studies that she started three years ago.

She hopes that with this investment she’ll be able to continue toward her personal goals and to grow much more professionally. All of this will help her improve her and her family’s living conditions.

Elizabeth is a member of the San Francisco de la Palmera communal bank, one of EDESA’s 110 social organizations in Costa Rica. This will be her fourth loan and she hopes with it to continue to grow both personally and economically as well as actively participate in a credit institution in her community.
View original language description ↓
Elizabeth del Carmen es una señora de 47años de edad, quien es vecina de una comunidad llamada San Francisco de la Palmera, localizada en San Carlos, en la provincia de Alajuela. Esta comunidad rural presenta mucho potencial de desarrollo, ya que a través de las actividades agrícolas es que ha logrado desarrollar actividades conexas y de servicios en la comunidad, tales como el ganado de engorde y la oportunidad de pequeños comercios y microempresas entre otros.
Elizabeth desea continuar con sus estudios de enfermería pero necesita algún tipo de ayuda ya que no tiene suficiente ayuda económica para seguir.
Actualmente Elizabeth está solicitando un microcrédito de ¢594,000 (quinientos noventa y cuatro mil colones) para continuar con su carrera universitaria, ya que la inicio hace tres anos.
Con esta inversión espera poder surgir en sus metas personales y crecer mucho más como profesional. Todo esto ayudará a mejorar sus condiciones de vida y la de su familia.
Elizabeth es socia de la Empresa de Crédito Comunal San Francisco de la Palmera, una de las 110 organizaciones socias de EDESA en Costa Rica. Este será su cuarto préstamo y con él espera continuar creciendo a nivel personal y económico, además de participar activamente en la organización de crédito en su comunidad.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $11,100
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,106,550
    Funds lent in using Kiva
  • 501.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Elizabeth Del Carmen to pay her university tuition.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 22, 2011
Listed
Aug 1, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 18, 2013