Paoline is 29 years old and lives in Benin. She is married to a mechanic by the name of Denis. They have two children, who are both in school and in their care. Paoline and her husband live together with their children and jointly ensure that the various family expenses are covered.
Paoline dropped out of primary school. To support herself and her children, she has been selling hair extensions and beverages at a market in Benin for about ten years. She gets her supplies from Togo and from Benin. With the goal of bolstering her business to respond better to the strong customer demand, she is requesting a fourth loan from ALIDé. The three previous ones from which she benefited have all been completely repaid.
Paoline est âgée de 29 ans et vit au Bénin. Paoline est mariée à un mécanicien du nom de Denis. Le couple a deux enfants, tous scolarisés et à leur charge. Paoline et son mari vivent ensemble avec leurs enfants et assurent ensemble les diverses charges de la maison. Paoline a arrêté les classes au cours primaire. Pour subvenir à ses besoins et assurer les besoins de ses enfants, Paoline vend depuis une dizaine d'année des mèches et des boissons dans un marché du Bénin. Paoline s'approvisionne au Togo et au Bénin. Dans le but de renforcer son activité afin de mieux répondre à la forte demande de sa clientèle, Paoline sollicite un quatrième crédit auprès de ALIDé. Les trois premiers prêts dont Paoline avaient bénéficié ont été tous bien remboursés.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.