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Pon's Group
In this Group: Pon, Bech, Soeurn , Khem, Yorn
From villagers who live in Siem Reap Province, five low-income people have decided to seek a loan for different purposes. One of these people, Mr. Pon, 31, has been chosen as the leader of this loan group by the other members. Mr. Pon currently works as a porter in his community. He gets an income his job of about $3 a day to manage his family’s needs. He is married with two teenage children who are still unemployed. His wife sells a few items next to the village. Mr. Pon’s wife is now out of inventory in her store and she wants to resupply with extra-goods to continue on selling. That is why Mr. Pon is applying for a loan to assists his wife’s business with additional capital to buy more items to sell.

The other four borrowers are:
Mr. Bech, a porter, who is asking for a loan to mend his house, which is broken down.
Mr. Soeurn is a porter and fish catcher, who will be using the loan money to purchase nets for fishing.
Mr. Khem is a fisherman, who is requesting a loan to buy a new boat to replace his old one.
Mr. Yorn is also a domestic porter, who is seeking a loan to repair his old house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 58
    View loans »
    Cambodia Loans Fundraising
  • $38,700,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Pon's Group's $550 loan helped a member to buy more items to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 27, 2011
Aug 1, 2011
Currency Exchange Loss:
Jun 15, 2012