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As a young couple just 33, Mrs. Tep and her husband try to win the struggles in their life. Now she is a sewing factory worker in Phnom Penh, where she can earn $3 per day. Her husband, as the head of the family, never has free time. He always purchases cows and sells cows so that he can earn $5 per day.

Both of them wish to borrow the amount of $1,200 in order to purchase more cows and repair their old house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 259
    View loans »
    Cambodia Loans Fundraising
  • $38,024,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Tep to purchase more cows and repair their old house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 24, 2011
Aug 1, 2011
Currency Exchange Loss:
Nov 15, 2012