Net is a 45-year-old farmer. Her husband is a security guard and their income is $4 per day. Net has five children, two of whom are studying while the other three are working in a factory for $3 per day each. Every month, Net has to spend $88 on food, $10 on electricity, $25 on school fees, and $21 on transportation. She would like to request a loan of $400 to buy stuff for using in the house. She has a strong commitment to send her children to study at university when they finish high school.
KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.
For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.