Narish has an ability to buy the best perfumery. Her clients are very pleased to buy the perfumery from her shop. She is very polite with all her clients. Narish settled in the building of Sevinj nursery school in Khirdalan town. She is 44 year old, married, has 2 children, Internally Displaced Person ( IDP ) from the Armenian-ocupied territory of Azerbaijan Jabrail region . She supports to her family to be engaged in this business for 7 years.
Narish decided to apply for a loan $300 in order to busy with retail trade.
For the second time she borrowed the loan of $600 and varied the perfumery.
For third time she borrowed the loan $1000 in order to rent the shop.
Now she wants to open her own perfumery. She is optimistic that her business will improve.
Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.