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Etienne is a 45 year old Rwandan entrepreneur. He has 7 children between the ages of 6 months and 21 years. 3 are in school, 2 have finished school, and 2 have yet to start. His wife is a businesswoman as well.

For the past 5 years, Etienne has been running a store selling bicycle and motorcycle spare parts. This business has enabled him to pay the school fees for his many children. He will use this loan to purchase more spare parts that will sustain his business. With future profits, he plans to begin building a house and dreams of opening a wholesale spare parts shop.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

About Rwanda

  • $1,700
    Average annual income
  • 65
    View loans »
    Rwanda Loans Fundraising
  • $15,230,800
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Etienne to purchase spare parts for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 21, 2011
Jul 24, 2011
Currency Exchange Loss:
Jan 15, 2012