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Luz María
Mrs. Luz, 43, is originally from Larreynaga, a county in Malpaisillo, in the municipality of León. For 20 years she has lived in the city of León. She is married, the mother of three children and is the owner of a grocery store. She started up her business 20 years ago with a little capital that her husband gave her. She remembers that she only had a table and a few products to sell but thanks to her efforts and desire to get ahead, business gradually became prosperous. She now has five display cases and five wooden shelves. She sells clothing and general items. Her husband continues to give his support by contributing the salary her earns as an employee of the town hall. Her youngest son helps out with the business after school.

She needs the loan to buy basic food items such as rice, beans, sugar, oil and other daily consumption items. She also wants to buy women's, men's and children's clothing. By adding more stock she will be able to attract more customers and increase business. In the future she would like to add aluminum shelving, a freezer, and mannequins. With her earnings she plans to carry out home improvements little by litte.
View original language description ↓
La señora Luz, de 43 años de edad, es originaria de Larreynaga una comarca ubicada en Malpaisillo municipio de León pero desde hace 20 años vive en la ciudad de León, esta casada, es madre de tres hijos, de oficio comerciante, ella es dueña de una pulpería. Ella inicio en este negocio hace 20 años con un pequeño capital que su esposo le dio, ella recuerda que tan solo tenia una mesa y poco productos que vender pero gracias a sus esfuerzos y deseos de salir adelante su negocio fue prosperando poco a poco . Hoy en día ella tiene 5 vitrinas,5 estantes de madera, venta ropa y mercadería en general, su esposo la sigue apoyando pues el aporta con salario que gana como trabajador en la alcaldía municipal ,su hijo menos la ayuda atender el negocio después de clases.
Requiere el préstamo para comprar granos básicos como arroz, frijoles, azúcar, aceite productos de consumo diario e invertir en compra de mercadería de ropa para mujer, varón y niños. Ella dice que al surtir su negocio con más productos podrá atraer nuevos clientes y hacer crecer su negocio. En sus planes futuros ella quiere compra unos estantes de aluminio, un freezer, maniquíes con la ganancia ir mejorando su casa poco a poco.

About Nicaragua

  • $3,636
    Average annual income
  • 172
    View loans »
    Nicaragua Loans Fundraising
  • $23,230,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Luz María to buy basic foods such as rice, beans, sugar, and oil; and merchandise such as women's, men's and children's clothing.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 5, 2011
Listed
Jul 28, 2011
Currency Exchange Loss:
N/A
Ended:
Dec 16, 2011