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Ruth lives in Uganda. She is married and has six children, four of whom are in school. Ruth lives in a home that she rents; she has access to electricity and piped water. Her major monthly expenses include rent, medication, school fees and food for the family.

Ruth has a business selling women's handbags. She has been in this business for ten years, and she works seven days a week. Ruth sells her products in a shop, by means of retail. She has requested a loan of 600,000 Ugandan Shillings from Kiva partner, MCDT SACCO, which she will use to buy to buy more bales of bags. She also generates additional income through selling clothes and jeans. The main business challenges for Ruth include transportation and seasonality. Her goals and aspirations for her business are to start importing bags herself and also to sell wholesale only.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 239
    View loans »
    Uganda Loans Fundraising
  • $31,036,700
    Funds lent in using Kiva
  • 2,590.0
    Uganda Shillings (UGX) = $1 USD