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Gulkan's Group
In this Group: Gulkan, Zulpunsa, Bumairam, Mukaddaskan
Gulkan, 54, is the leader of this group. She resides in the warm southern town of Kadamjai. Gulkan’s husband is a worker in a local chemical plant, while she is a medical worker. She devotes all of her life to medicine and saving human lives. On summer vacations, Gulkan runs a small business selling fruits and vegetables that she grows in the orchard. The assortment is wide from apples to carrots. All three of Gulkan’s grown children help her to manage the garden and distribute the products. The initial capital was 5 000 soms and brings a monthly profit of 2 000 soms now. Gulkan plans to stay involved in this trade for the whole summer and start livestock breeding later. In order to do this, she asks Kiva lenders for financial assistance. The funds from loan will be spent on the purchase of two heads of livestock.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,958,050
    Funds lent in using Kiva
  • 45.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Gulkan's Group's $1,575 loan helped a member to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 13, 2011
Jul 23, 2011
Currency Exchange Loss:
Jun 5, 2012