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Diana Maria
Diana lives in the town of Malambo in Barranquilla’s metropolitan area five kilometers from the city’s airport adjacent to the towns of Soledad, Sabanagrande and Santo Tomás and noted for having a very special social composition because among its residents we can find a mixture of people for all over the country who come to work independently either in a business or at the Parque Industrial Malambo, S.A. - PIMSA, a private industrial condominium with complete infrastructure of services aimed at reducing costs for firms that locate in its installations and that provide guaranteed staffing for firms in the zone.

In this dynamic environment, Diana started a business adventure two years ago with a small informal, high-cost loan that she used to buy her initial merchandise. She started out like that and continued for a time borrowing and paying onerous interest rates daily in a single month. Once she paid it back she decided not to borrow any more money and since she had managed to secure a clientele of over 100 people, she dared to continue with her own efforts but not borrowing at such a high cost.

She’s been gradually recovering but she’d like to find a way to grow more quickly and to attain better sustainability. This is why she’s calling on Kiva, the first loan she’s getting from Fundación Mario Santo Domingo. She will use it to buy 5 cutlery trays, 10 cauldrons, 10 chairs, 20 plates, drinking glasses, cutlery, water tanks and plastic items that she has orders for and that sell quickly.

She hopes to increase sales and maintain a good inventory with her Kiva loan to meet the demand of her clientele that she wants to please. Her dream, alongside her spouse, is to improve each day the wellbeing of their two children who are today 2 and 8 years of age respectively.

While this occurs, Diana spends each day pushing her two-wheeled cart throughout the town’s streets tending to her customers and winning over new and profitable ones to make her dream a reality.
View original language description ↓
Diana vive en el municipio de Malambo, área metropolitana de la ciudad de Barranquilla a 5 kilómetros del aeropuerto de la ciudad, contiguo a las poblaciones de Soledad, Sabanagrande y Santo Tomás, caracterizado por una composición social muy especial, debido a que en sus habitantes encontramos una mezcla gente de todo el país, que llega a trabajar de manera independiente mediante un negocio o en El Parque Industrial Malambo S.A. -PIMSA- condominio industrial privado de completa infraestructura de servicios, orientados a garantizar reducciones en los costos a las empresas que se ubiquen en sus instalaciones y que tienen garantizada la disponibilidad suficiente de mano de obra a las empresas de la zona.
En este dinàmico ambiente, Diana dese hace 2 años emprendiò su aventura de negocios, con un pequeño préstamo informal de alto costo, con el que compró sus primeras mercancias y continuó durante un tiempo, prestando y pagando intereses onerosos diariamente en un solo mes. Una vez cumplida esta obligacion, decidió no continuar perdiendo mas dinero y como habia construído una una clientela de mas de 100 personas, se arriesgó a continuar con su propio esfuerzo y sin prestar a tan alto costo. Pocoa poco ha ido recuperandose, pero quiere encontrar la forma de crecer mas ràpido y lograr mayor sostenibilidad; esta es la razòn por la cual acude a su credikiva, primer financiamiento que hace a la Fundaciòn Mario Santo Domingo, con la cual comprarà 5 plateras, 10 calderos, 10 sillas 20 platos, vasos, cubiertos, tanques de agua y articulos plàsticos, que tiene encargados y que presentan una buena rotaciòn. Con credikiva espera incrementar las ventas y mantener un buen inventario, para satisfacer las demandas de su cuidada clientela. Su sueño al lado de su conyuge, es lograr, cada dia mas bienestar para sus dos hijos, hoy en las eades de 2 y 8 años respectivamente. Mientras esto ocurre, Diana dia a dia se pasea, impulsando su coche de dos ruedas por todo el municipio, atendiendo a sus clientes y consiguiendo nuevos y rentables compradores para hacer realidad su sueño.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 361
    View loans »
    Colombia Loans Fundraising
  • $14,083,800
    Funds lent in using Kiva
  • 1,760.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Diana Maria to buy plasticware.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 19, 2011
Listed
Jul 23, 2011
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2012