Sèyivè is 41 years old and has five children, all in school. He is a widower and lives by himself with his children in a city in Benin. He provides for the family by himself, thanks to the income he earns from his business. Sèyivè is an electronics engineer and has his own workshop located in a city in Benin. He buys his products in Nigeria, a country bordering Benin. Sèyivè needs to better equip his workshop by buying spare parts, which will allow him to better satisfy his customers and, by extension, increase his clientele and income. To do this, he is seeking his third loan with ALIDÉ, with the goal of better responding to the demands of his clientele. The two previous loans Sèyivè has benefited from were both repaid properly. In the future, Sèyivè hopes to acquire a plot of land.
Sèyivè est âgé de 41 ans et est père de cinq enfants, tous scolarisés. Sèyivè est un veuf vivant seul avec ses enfants dans une ville du Bénin. Sèyivè assure seul les diverses charges de la famille grâce au revenu que lui procure son activité. Sèyivè est un électronicien qui a son atelier situé dans une ville du Bénin. Sèyivè achète ses produits au Nigeria, État voisin du Bénin. Sèyivè a besoin de mieux équiper son atelier par l'acquisition de pièces de rechange, ce qui lui permettra de mieux satisfaire la demande de sa clientèle et par ricochet, d'accroître sa clientèle et son revenu. Pour ce faire, Sèyivè sollicite pour la troisième fois, un crédit auprès de ALIDé, en vue de mieux répondre aux exigence de sa clientèle. Les deux premiers crédits dont Sèyivè avait bénéficié ont été tous bien remboursés. Dans l'avenir, Sèyivè souhaiterait acquérir une parcelle.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.